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The CIT Bank provides your patrons with an online only bank, offering highly competitive High Yield Savings, Money Market, CDs and Custodial Accounts. This bank offers a variety of options designed to help you maximize your personal finances.

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CIT Bank

eChecking

Advertiser Disclosure

Advertiser Disclosure: DealAM.com may receive compensation from the credit card offers, bank offers & other financial & insurance services. This compensation could impact how, where, or in what order products appear on this site. DealAM.com does not include all credit card companies or all available finance offers.

-Balance over $25,000, APY 0.25%¹; Balance under $25,000, APY 0.10%¹
-CIT Bank does not charge ATM fees. Get up to $30 in other bank's ATM fees reimbursed per month.
-Debit card with EMV chip technology.
-Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay.²
-Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
-24/7 account access online and mobile, plus an automated telephone system.
-Easily set travel alerts or stop/restrict use on your debit card.
-There are no fees to open your CIT Bank eChecking account.

No monthly fees.
No overdraft fees.
No fees for us to mail a check for you.
No fees for online transfers.
No fees for incoming wire transfers.

Disclosures:

¹The Annual Percentage Yields (APY) and interest rates are effective as of November 20, 2025. Fees may reduce earnings. Checking APYs and interest rates are variable and may change at any time without prior notice, including after account opening. The minimum opening deposit for eChecking is $100. See Fee Schedule and Agreement for Personal Accounts for details.

To obtain the interest rate and APY disclosed, the minimum balance for the applicable balance tier must be maintained.

²Must have a bank account in the U.S. to use Zelle.

Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

The Apple Pay logo and Apple are registered trademarks of Apple Inc. The Samsung Pay logo and Samsung are registered trademarks of Samsung Electronics Co., Ltd.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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331

10 days ago

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CIT Bank

13- Month CD

Advertiser Disclosure

APY 3.25%(Multiplier Not Applicable)
$1,000 minimum account opening
Member FDIC
The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
Daily compounding interest to maximize your earning potential
No Monthly Service fees
No account opening fees

Disclosures:

¹APY — Annual Percentage Yield is accurate as of November 20, 2025. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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300

14 days ago

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CIT Bank

11 Month No Penalty CD

Advertiser Disclosure

APY 3.25% (Multiplier Not Applicable)
11 month locked in rate
No penalty to access funds if needed before maturity²
No opening or maintenance fees
Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.
Daily compounding interest to maximize your earning potential
FDIC insured

Disclosures:

¹APY — Annual Percentage Yield is accurate as of November 20, 2025. $1,000 minimum to open the account.
²With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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101

14 days ago

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CIT Bank

Savings Connect Account

Advertiser Disclosure

APY: 3.65% (Multiplier 9x²)
$100 minimum to open the account.
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures:

¹APY — Annual Percentage Yield is accurate as of November 20, 2025. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.
²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of November 17, 2025.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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108

14 days ago

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CIT Bank

Platinum Savings Account

Advertiser Disclosure

Balance over $5,000: APY 3.75% with 9x Multiplier²
Balance less than $5,000: APY 0.25%¹ (Multiplier Not Applicable)
Tiered account
$100 minimum account opening
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures:

¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. *APYs — Annual Percentage Yields are accurate as of November 20, 2025: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.

²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of November 17, 2025.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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185

14 days ago