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The CIT Bank provides your patrons with an online only bank, offering highly competitive High Yield Savings, Money Market, CDs and Custodial Accounts. This bank offers a variety of options designed to help you maximize your personal finances.

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CIT Bank

13- Month CD

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APY 3.25%(Multiplier Not Applicable)
$1,000 minimum account opening
Member FDIC
The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
Daily compounding interest to maximize your earning potential
No Monthly Service fees
No account opening fees

Disclosures:

¹APY — Annual Percentage Yield is accurate as of January 9, 2026. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY.
²Upon maturity, CDs are renewed for the same term automatically. The exception to this are the 13-Month CD and the 18-Month CD; upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY, and the 18-Month CD will be automatically renewed as a 2-Year Term CD at the then-published APY.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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3 months ago

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CIT Bank

11 Month No Penalty CD

Advertiser Disclosure

APY 3.75% (Multiplier Not Applicable)
11 month locked in rate
No penalty to access funds if needed before maturity²
No opening or maintenance fees
Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.
Daily compounding interest to maximize your earning potential
FDIC insured
Disclosures:

¹APY — Annual Percentage Yield is accurate as of January 9, 2026. $1,000 minimum to open the account.
²With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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3 months ago

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CIT Bank

Savings Connect Account

Advertiser Disclosure

APY: 3.65% (Multiplier 9x²)
$100 minimum to open the account.
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures:

¹APY — Annual Percentage Yield is accurate as of January 9, 2026. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.
²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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3 months ago

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CIT Bank

Platinum Savings Account

Advertiser Disclosure

Balance over $5,000: APY 3.75% with 9x Multiplier²
Balance less than $5,000: APY 0.25%¹ (Multiplier Not Applicable)
Tiered account
$100 minimum account opening
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures:

¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.

²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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3 months ago