13- Month CD
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  • APY 3.25%(Multiplier Not Applicable)
  • $1,000 minimum account opening
  • Member FDIC
  • The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
  • A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
  • Daily compounding interest to maximize your earning potential
  • No Monthly Service fees
  • No account opening fees

Disclosures:

¹APY — Annual Percentage Yield is accurate as of November 20, 2025. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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