11 Month No Penalty CD
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  • APY 3.25% (Multiplier Not Applicable) 
  • 11 month locked in rate
  • No penalty to access funds if needed before maturity²
  • No opening or maintenance fees
  • Easy access to your account 24/7 on your computer or with the CIT Bank mobile app.
  • Daily compounding interest to maximize your earning potential
  • FDIC insured

Disclosures:

¹APY — Annual Percentage Yield is accurate as of November 20, 2025. $1,000 minimum to open the account.
²With a No-Penalty CD, you may withdraw the total balance and interest earned, without penalty, beginning 7 days after funds have been received for your CD. No withdrawals are permitted during the first 6 days following the receipt of funds.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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