Marcus by Goldman Sachs Personal Loans
Advertiser Disclosure

Marcus is the online-only consumer banking and lending arm of investment bank Goldman Sachs. 

  • No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
  • Loans from $3,500 to $40,000 and fixed rates from 6.99% to 19.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loan amounts. Rates will generally be higher for longer term loans.
  • Tailored monthly payment options designed to fit your budget.
  • Marcus is backed by Goldman Sachs' 150 years of financial expertise.
  • No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.
  • Discount when enrolled in Autopay.
See ​Marcus By Goldman Sachs® Offer Terms and Conditions>>


Marcus By Goldman Sachs® Offer Terms and Conditions:
  • Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions.
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