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Net Annual Rewards Estimate

?
$438

What is your average spending?

Monthly Spend
$
/month

Spending categories

Gas
$
/month
Grocery
$
/month
Dining
$
/month
Airlines
$
/month
Hotel
$
/month
Other
$ 1,100 /mo

How long do you plan to keep this card?

2 years

Do you carry a balance?

$300

How much do you value airline miles?

1 cent per mile
Capital One Spark Cash Plus
From Our Partner:Capital One
Advertiser Disclosure
Get $1,200 Cash Back Once You Spend $30,000 in the First 3 Months
Bonus Spending Rewards Annual Fee
Get $1,200 Cash Back Once You Spend $30,000 in the First 3 Months Earn unlimited 2% cash back on every purchase $150
Card Details
  • Get $1,200 Cash Back Once You Spend $30,000 in the First 3 Months.
  • Unlimited 2% Cash Back: Enjoy a 2% cash back on all purchases without any restrictions or category limits.
  • No Preset Spending Limit: Experience flexible purchasing power tailored to your spending requirements.
  • Annual Fee Refund: Receive a $150 annual fee refund each year you spend at least $150,000.
  • Lifetime Rewards: Your earned rewards never expire, and you can redeem your cash back for any amount.
  • 5% Cash Back on Travel: Earn an unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
  • Equip your teams with free employee and virtual cards to make business purchases, earning rewards on transactions. Sync transaction data with accounting software for seamless vendor payments.
  • Pay-in-Full Requirement: As a pay-in-full card, your balance is due in full every month.
  • $150 annual fee.
  • No APR: Spark Cash Plus does not have an APR as the balance must be paid in full each month.
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