Platinum Savings Account

Advertiser Disclosure

Advertiser Disclosure: DealAM.com may receive compensation from the credit card offers, bank offers & other financial & insurance services. This compensation could impact how, where, or in what order products appear on this site. DealAM.com does not include all credit card companies or all available finance offers.

Balance over $5,000: APY 3.75% with 9x Multiplier²
Balance less than $5,000: APY 0.25%¹ (Multiplier Not Applicable)
Tiered account
$100 minimum account opening
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures:

¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of November 20, 2025: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.

²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of December 15, 2025.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

260