Cards from our partners

Net Annual Rewards Estimate

?
N/A

What is your average spending?

Monthly Spend
$
/month

Spending categories

Gas
$
/month
Grocery
$
/month
Dining
$
/month
Airlines
$
/month
Hotel
$
/month
Other
$ 1,100 /mo

How long do you plan to keep this card?

2 years

Do you carry a balance?

$300

How much do you value airline miles?

1 cent per mile
Citi Simplicity® Card - No Late Fees Ever
From:CITI
Advertiser Disclosure
Low Interest
Bonus Spending Rewards Annual Fee
N/A N/A $0*
Card Details
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness    
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say "representative"
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month